Employer-sponsored retirement plans beyond the 401(k)
Cross-Tested Profit Sharing Plan
Cross-Tested Profit Sharing Plan
Cross-Tested Profit Sharing Plan
Ideal for profitable, growing businesses who:
- Need contribution flexibility
- Seek larger tax deductions
- Desire to favor the owner(s) and key people
- Wish to include life insurance
412(e)(3) Defined Benefit Plan
Cross-Tested Profit Sharing Plan
Cross-Tested Profit Sharing Plan
Ideal for high income owners of small companies who:
- Want to maximize predictable contributions
- Have high, stable profits
- Can commit to 5 years, minimum
- Want strong guarantees
Cash Balance Combination Plan
Cross-Tested Profit Sharing Plan
Cash Balance Combination Plan
Ideal for late-stage owners who:
- Need flexible contributions and allocations by job title
- Want large tax deductions
- Have high profits and a minimum of 5 years to commit
- Seek balance of size and flexibility